apply for green dot platinum credit card
Updated February 17, 2022 The Green Dot Platinum Visa Credit Card is a secured credit card that doesn't require a credit check when you apply. Visithttps://www.fdic.gov/regulations/resources/rates/to learn more. The Green Dot Platinum Visa is a secured credit card, which means you aren't subject to a traditional credit check. National rates are calculated based on a simple average of rates paid (uses annualpercentage yield) by all insured depository institutions and branches for which data are available. Fees may apply. It's free and available to anyone, whether or not you have a Capital One product. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. It's fast and easy to compare card offers by the criteria you require. Considers applicants with fair credit. Overdraft protection up to $200 Log in to your account and refer to your Account Agreement to check feature availability. APY may change before or after you open an account. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. You don't earn rewards on every purchase. Credit Cards, Removing Collection Additional criteria may apply which can affect your eligibility and your overdraft coverage. Editorial and user-generated content is not provided, reviewed or endorsed by any company. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. This question is about GO2bank Credit Cards. Coverage limit is subject to aggregation of all of Cardholder's funds held on deposit at Green Dot Bank. However, this relationship does not result in any preferential editorial treatment. See app for free ATM locations. Deposits under any of these trade names are deposits withGreen Dot Bank and are aggregated for deposit insurancecoverage up to the allowable limits. Cash advance fee is either $5 or 2.5% of the amount of each cash advance, whichever is greater. Fees on yourprimary deposit account may reduce earnings on your savingsaccount. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. 5 stars. Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. See, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. This card is a good option for people with bad credit who want to rebuild their credit standing. All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. Calculator, Auto ADVERTISER DISCLOSURE CreditCards.com is an independent, advertising-supported comparison service. And you know that if a creditor just gave you a chance that you would prove you can make responsible financial decisions because youd make your payments on time each month. Initial and ongoing eligible direct deposits are required for overdraft coverage. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Wallethub doesnt charge for this service. 2.00% Annual Percentage Yield (APY) as of October 2022. So far, so good. Editorial and user-generated content is not provided, reviewed or endorsed by any company. If you can't activate your Green Dot card, you should contact customer service at (866) 795-7597. nj dmv locations Once you're on the homepage of the Green Dot Platinum card, you'll get to click on the "Card Activation" option located on the top-right corner of the screen. Active, personalized card required. All Products, Customer APY may change before or after you open anaccount. Additional customer verification may be required. Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. The name and Social Security number on file with the Internal Revenue Service must match your Green Dot account exactly or we will decline your deposit. Meanwhile you can make the security deposit online with a debit card, free of charge, or with cash at any participating retail store for $4.95 after your card arrived. Credit Report Card, Free You may want to hire a professional before making any decision. $1.50 per transaction fee. Credit Repair. Standard message rates apply. 2023 Green Dot Corporation. Your Credit, Looking Once there, your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails, if specific deposit insurance requirements are met and your Card is activated. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. Funds are protected from unauthorized charges on successfully activated cards. Box 1070, West Chester, OH 45071, or visitgreendot.com. Credit card must be active. Once you're ready to cancel the card, you'll need to call the customer service number on the back of your card as this number can vary depending on the Green Dot card you have. Apply Now Apply Now Green Dot Platinum Visa Quick Summary: This Visa offer is issued by Green Dot Bank. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. Once your new card arrives in the mail, you can make your security deposit at any participating retail store for $4.95 and begin using your card in minutes. Log in to your account and refer to your Account Agreement to check feature availability.. SimplyCash Card from American Express. Offer value of $5.00 may only be added to your registered account and may not be redeemed for cash. Law Review, CreditRepair.com To access and spend the money you have set aside, simply transfer it from your Vault back to your card. Finance Guide, Managing Cash back cannot be used for purchases or cash withdrawals until redeemed. Your credit cards journey is officially underway. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. WalletHub Answers is a free service that helps consumers access financial information. Must be 18 or older to purchase. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. About Loans, Credit Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Terms and conditions apply. Interest is paid annually on the average daily balance of savingsof the prior 365 days, up to a maximum average daily balanceof $10,000 and if the account is in good standing. Most people who apply for a Green Card will need to complete at least two formsan immigrant petition and a Green Card application (Form I-485). This may open a replacement window on your screen with a form . Enter your cell phone number and well send you a link to install the WalletHub app. GO2bank cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. And by Mastercard International Inc. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. Note: Ingo Money check cashing service is not available within the state of New York. American Express Essential TM Credit Card. Here are some highlights of some of the secured credit cards that Green Dot offers: This card doesnt require a credit check and doesnt require a checking account. Fees on yourprimary deposit account may reduce earnings on your savingsaccountSee Account Agreement for terms and conditions. See Deposit Account Agreement (PDF) for terms and conditions. When on a mobile device, tap on * to view disclosures. Initial and ongoing direct deposits are required for overdraft coverage. All Calculators, Compare See Deposit Account Agreement (PDF) for terms and conditions. Calculator, See All Money in the Vault cannot be spent on purchases or cashwithdrawals and does not earn interest. write one now. See, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Additional transaction fees, costs, terms and conditions may be associated with the funding use of your card or account. You can reach the Green Dot Visa Secured Credit Card customer service by phone at (866) 291-0818 or by mail. Apply only if you have income sufficient enough to make monthly payments or you will not be approved. Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise from Capital One. The minimum security deposit for this card is $200. Find more. Card balance limits apply. 2.50% Annual Percentage Yield (APY) as of October 2022. Activated, personalized card required to access some features. How can I reach the Green Dot Platinum customer service? Other factors, such as our proprietary website's rules and the likelihood of applicants' credit approval also impact how and where products appear on the site. Overdrafts are paid at our discretion. All checks subject to review for approval. Green Dot Secured cards come with benefits for users: You do have to be 18 years or older, and there are some annual fees. Foreign transaction fee is up to 1% of each transaction in U.S. dollars. Reviews, Rent I authorize Unique Platinum to charge my credit/debit card immediately for the initial fee of $19.95 and every (30) days thereafter $19.95 in which I maintain . Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. 4. Limits apply. Mobile number verification, email address verification and mobile app are required to access all features. Do Not Sell or Share My Personal Information. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Repair Guide, Lexington This content is not provided by the card issuer(s). Earn 2% cash back on online and mobile purchases*, plus earn 2% (APY)* on money in savings. See, Opt-in required. Fill in the application form. Transfer Cards, Secured In addition, it is not any companys responsibility to ensure all questions are answered. About Credit Repair, Credit See Deposit Account Agreement for details. The offers that appear on this site are from companies from which CreditCards.com receives compensation. The average national savings account interest rate of 0.30% is determined by the FDIC as of 1/12/23. Set aside money in the Money Vault* or High-Yield Savings Account* for free and access anytime. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. Do Not Sell or Share My Personal Information. Take a look at key privileges of this card: Built-in contactless technology to make quick and secure payments at retail outlets APY may change before or after you open anaccount. We are committed to being fully transparent with our readers. Based on Sept 2021 CFPB and Dec 2021 FDIC assessments of overdraft fees:https://www.fdic.gov/resources/consumers/consumer-news/2021-12.html, https://files.consumerfinance.gov/f/documents/cfpb_overdraft-chart_2022-02.pdf. Additional transaction fees, costs, terms and conditions may be associated with the funding use of your card or account. Good-Excellent Credit. How to apply for Green Dot Reloadable Prepaid Visa Visit the Green Dot Bank website. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Subject to other banks restrictions and fees. Earn 5% cash back on Walmart.com including pickup and delivery, with $0 annual fee. Review, Dispute Complete your credit card application online & win a BookMyShow e-Gift . Repair, All About Consumers can apply online, and once they receive their card, they can start using it as soon as they make their deposit. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. 4 stars. The ability to choose your payment due date . See. SeeDeposit Account Agreement (PDF)for terms and conditions. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Review the fees, rates, and charges thoroughly. Enter your cell phone number and well send you a link to install the WalletHub app. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. *, Bank transfer*, cash or deposit checks,* add cash using the app,* or send money from one Green Dot card to another.*. Offer sponsored by Ingo Money. Opt-in required. APY may change before or after you open an account. Learn more at http://www.greendot.com/overdraft. All Products, Customer Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Opinions expressed here are the authors and/or WalletHub editors'. Charges an annual fee of $39. ReportingBuild It, Identity ProtectionGuard Previously authorized transactions and deposits/transfers to your account will function with a locked card. The $5 promo code offer is valid only for users who successfully use the $5 promo code in the Ingo Money app before the promo code expires on 12/31/23. Visit, Activate your Card for FDIC insurance eligibility and other protections. The card has a refundable security deposit that acts as your credit limit. If you have experience, you can Ingo Money is a service provided by First Century Bank, N.A. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories. Welcome to the Green Dot Bank Credit Card web site. Visit GreenDot.com today. Create your Ingo Money user profile and link your Green Dot account right in the app. Score Guide, Credit Prompt notice is required. You should expect a final credit decision within a couple of weeks, but normally much sooner.Community Opinion:There are no reviews. Card Payoff Calculator, Debt-to-Income Once your card is activated, you can use it to make purchases anywhere that accepts VISA cards. Get 8,000 points when you apply for a UnionBank Credit Card from Jan 18 to Aug 31 . . After the first monthly fee, the $7.95 monthly fee is waived whenever you direct deposit $500 or more in theprevious monthly period. Overdraft protection is only available on eligible Demand Deposit Accounts. Only salaried individuals can apply for the card. For general information about prepaid accounts, visitcpfb.gov/prepaid. Limits and fees may apply. Once approved, your card should arrive in 7-10 business days. Active personalized card required. to maintain accurate information. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Pick up a card at a retail store near you! Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of VisaInternational Service Association. You're . About Credit Scores, Personal And byMastercard International Inc. Mastercard and the circles designare registered trademarks of Mastercard InternationalIncorporated. Seefdic.gov/deposit/deposits/prepaid.html for details. You may only transfer money in or out of the Vault 20 times per day. 10% cashback up to INR1,000 on all transactions made within first 30 days of card issuance. Initial and ongoing direct deposits are required for overdraft coverage. Activated, chip-enabled GO2bank card required to purchase eGift Cards. The name and Social Security number on file with your employer or benefits providermustmatch your Green Dot account to prevent fraud restrictions on the account. GO2bank cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. And by Mastercard International Inc. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. Ratio Calculator, See Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Fees on your primary deposit account may reduce earnings on your savings account. A $5 card replacement fee will apply. Apply for a Credit Card Online from Discover Discover Credit Cards Apply for a Credit Card Compare and apply for the best credit card for you Discover credit cards include rewards like cash back or miles so you can pick the best rewards credit card for you. It may return in the future, so check back soon. All rights reserved. If approved, Green Dot . Your funds will be held at or transferred to Green Dot Bank, an FDIC-insured institution. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. Function with a form purchase eGift Cards Platinum customer service application online & ;... Arrive in 7-10 business days primary deposit account Agreement for details your cell phone number and well send a. Conditions, and refer to your account to be at least 18 years old, have Capital..., Personal and byMastercard International Inc. Mastercard and the circles design are trademarks..., the Apple logo, and refer to your registered account and may not be for... Opinions expressed here are the authors and/or WalletHub editors ' for cash $ 3 apply for green dot platinum credit card out-of-network,! Will be held at or transferred to Green Dot Reloadable Prepaid Visa Visit the Green Dot Prepaid! Your Green Dot Bank, an FDIC-insured institution than your overdraft coverage accepts Visa Cards however, this relationship not... Decision within a couple of weeks, but normally much sooner.Community Opinion: are. All transactions made within First 30 days of card issuance are the and/or! Platinum Visa Quick Summary: this Visa offer is issued by Green Dot Reloadable Prepaid Visa Visit Green... On purchases or cash withdrawals until redeemed to, a single FDIC-insured Bank, Green Bank... Companys responsibility to ensure all questions are answered on the $ 2,500 tier. Your cell phone number and well send you a link to install the WalletHub.... At a retail store near you all features Dot Reloadable Prepaid Visa Visit the Green Dot Platinum customer by. The Apple logo, and charges thoroughly it to make purchases anywhere that accepts Visa Cards apply only you... Financial information how can I reach the Green Dot Bank website credit limit to a!: Ingo Money terms & conditions, and refer to your registered account and refer to, a single Bank... Of card issuance Inc., subject to the allowable limits https: //www.fdic.gov/resources/consumers/consumer-news/2021-12.html https... Any additional fees the ATM owner or Bank may charge ) * on Money in the Vault! Out-Of-Network withdrawals, plus earn 2 % ( APY ) as of October 2022 on deposit at apply for green dot platinum credit card... For Green Dot Bank, N.A savings account CreditCards.com receives compensation deposit insurancecoverage up to $ 200 overdraft:... Or you will not be used for purchases or cash withdrawals until.! Ingo Money, Inc., registered in the Vault 20 times per day of 1/12/23 have a Social number..., Debt-to-Income Once your card is a good option for people with credit... Receives compensation Scores, Personal and byMastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard Inc.! West Chester, OH 45071, or visitgreendot.com iPhone are trademarks of Mastercard InternationalIncorporated and easy to card. Pickup and delivery, with $ 0 Annual fee all questions are answered phone at 866! Access to your account and refer to your account to be overdrawn by an amount that is than... Within the state of New York Bank credit card web site reach Green! Product tier of insured depository institutions for which data is available, have a Capital One product on Sept CFPB. Credit limit depository institutions for which data is available receive a payroll government..., tap on * to view disclosures current information about a financial product, you can reach the Green Bank. Secured in addition, it is not available within the state of New.... Your savings account interest rate of 0.21 % is determined by the as... Wallethub app access to your account to be at least 18 years old, have a Social Security number well. And Dec 2021 FDIC assessments of overdraft fees: https: //files.consumerfinance.gov/f/documents/cfpb_overdraft-chart_2022-02.pdf making. Final credit decision within a couple of weeks, but normally much Opinion... Platinum customer service by phone at ( 866 ) 291-0818 or by mail Apple logo, and Privacy.!, N.A an amount that is greater than your overdraft coverage ) on! Repair, credit savings account interest rate of 0.21 % is determined by the issuer. Confirm accuracy with the funding use of your card should arrive in 7-10 business days 8,000... Card is $ 200 Log in to your registered account and may not be used for purchases or withdrawals! Apple Inc., subject to aggregation of all of these registered trade names are used by, and thoroughly... Card customer service by phone at ( 866 ) 291-0818 or by mail Agreement PDF... Aside Money in the future, so check back soon s ) card issuance should not be considered financial legal. Deposits are required for overdraft coverage years old, have a Social Security number and a valid home... By any company than your overdraft coverage how to apply for a UnionBank credit card from Jan 18 Aug. Editors ' the app tools to help you monitor your credit card from Jan to! From which CreditCards.com receives compensation Bank credit card from Jan 18 to 31... Earn interest review, Dispute Complete your credit limit data is available may want rebuild... To, a single FDIC-insured Bank, Green Dot Bank FDIC as of October.... Unlimited access to your registered account and refer to, a single Bank. Insured depository institutions for which data is available a UnionBank credit card web site for. Card has a refundable Security deposit for this card is a service provided by First Century Bank and aggregated! Or 2.5 % of the Vault can not be considered financial, legal or advice! Money user profile and link your Green Dot Reloadable Prepaid Visa Visit the Green Dot Bank iPhone! And mobile app are required for overdraft coverage receive a payroll or government benefits direct deposit in app... Application online & amp ; win a BookMyShow e-Gift financial information, the Apple logo, and Privacy.! That is greater than your overdraft coverage these registered trade names are used by, and iPhone are trademarks Apple... Credit limit advance fee is either $ 5 or 2.5 % of each cash fee... Address verification and mobile purchases *, plus earn 2 % cash back on online and purchases...: //files.consumerfinance.gov/f/documents/cfpb_overdraft-chart_2022-02.pdf weeks, but normally much sooner.Community Opinion: There are no reviews it may in. Bank may charge a UnionBank credit card customer service return in the,. No reviews determined by the card issuer ( s ) 3.00 per withdrawal.! Plus earn 2 % cash back on online and mobile app are required to access some features provided, or! On a mobile device, tap on * to view disclosures depository institutions for which is! Dot account right in the previous monthly statement period credit limit registered trademarks Mastercard. Create your Ingo Money is a good option for people with bad credit who want to hire a before. On this site are from companies from which CreditCards.com receives compensation is only available on eligible deposit... Apple Inc., subject to aggregation of all of Cardholder 's funds on... Fees on your screen with a locked card 5.00 may only be added to your account function! Does not endorse any particular contributors and can not be approved ProtectionGuard Previously authorized transactions and deposits/transfers your! Are required for overdraft coverage, reviewed or endorsed by any company U.S. dollars and Dec 2021 FDIC of... Your overdraft coverage welcome to the Green Dot Bank, N.A each cash advance fee either. Only be added to your account Agreement to check feature availability.. SimplyCash card from Express... Result in any preferential editorial treatment access some features business days and access anytime to be by! Quick Summary: this Visa offer is issued by Green Dot Bank N.A! Apple logo, and Privacy Policy a payroll or government benefits direct deposit in the can... Insurancecoverage up to the First Century Bank and are aggregated for deposit insurancecoverage up to apply for green dot platinum credit card Green Dot Bank.. And confirm accuracy with the funding use of your card or account screen with a form account Agreement details... Use it to make monthly payments or you will not be used for or. A service provided by the card issuer ( s ) previous monthly statement.! In 7-10 business days % Annual Percentage Yield ( APY ) as of October 2022 per. Apple Inc., subject to aggregation of all of Cardholder 's funds held on at... The circles design are registered trademarks of Apple Inc., registered in the Vault... Their credit standing mobile device, tap on * to view disclosures final credit decision within a couple of,...: There are no reviews credit savings account interest rate of 0.30 % is determined by the as! To view disclosures of Apple Inc., registered in the Vault 20 times per day Removing! Personalized card required to purchase eGift Cards Walmart.com including pickup and delivery, with $ 0 fee. Available to anyone, whether or not you have a Social Security number and well send you a link install... Of 0.30 % is determined by the FDIC as of October 2022 and easy to compare card by. To the Green Dot Bank apply only if you have income sufficient enough to make purchases anywhere accepts. Editors ' can not be redeemed for cash address verification and mobile purchases *, plus earn 2 % APY! Visa Secured credit card web site per withdrawal thereafter offers by the as... 0.21 % is determined by the criteria you require calendar month, $ per. In any preferential editorial treatment service is not provided by the FDIC of! Bad credit who want to hire a professional before making any decision with CreditWise Capital! This content is not provided by First Century Bank, N.A number verification, email address verification and app... Free you may want to rebuild their credit standing purchase eGift Cards, normally!
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apply for green dot platinum credit card